At PennyText, we value your privacy and are committed to protecting your personal data. This Privacy Policy outlines how we handle your information when you use our services.
1. Budget Data
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All budget details you provide are stored in a secure online database.
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We do not access your bank accounts to track your budget.
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We access your data to categorize purchases correctly and to send text messages with remaining balances
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Your purchase information will be processed by Chat GPT to categorize purchases
2. Data Processing
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To provide a seamless and user-friendly experience, some data (such as text inputs) is processed using ChatGPT.
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However, the data processed through ChatGPT is not stored by OpenAI (the developers of ChatGPT).
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Your data will not be collected, used, or retained for any development purposes by ChatGPT or OpenAI.
3. Personal Information
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Main user data, including your name, account details, and cell phone number, are stored securely and privately.
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This information is used solely for account management and communication purposes (e.g., sending SMS updates).
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We will never share, sell, or disclose your personal information to any third parties.
4. Opt-Out Options
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You have full control over your communications. At any time, you can reply STOP to opt out of text messages from our service.
5. Security
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We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.
6. Updates to This Privacy Policy
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We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on the website and emailed to you, and continued use of our services indicates acceptance of the updated policy.
If you have any questions or concerns about this Privacy Policy, please contact us at support@pennytext.us